small business loan instant approval Ohio @City 43229

Small Business Loan

Instant Approval Columbus, Ohio

Get a small business loan instantly. 3 minute decision.

10 Year Term Loan Funded in One Day

With a Business Line of Credit  from Foresight Business Funding, your business can access funds immediately with minimal paperwork. There are no pre-payment penalties, and you only pay for the loan amount used.

Foresight offers all types of business loans and business working capital, but a revolving business line of credit is one of the most useful financing tools available.  If you need quick funds to expand your business, you can access your line of credit as opposed to waiting to have a business loan processed or tapping credit cards.

We have access to over a thousand lenders: banks,  insurance companies, hedge funds, pension and other private funding groups.  This allows you the access to the business credit line that fits your needs.

Business Line of Credit

 Small business loan instant approval  Columbus

The Steps An Ohio Business Owner Used To Get  A $75,000 Business Loan In One Day

Ohio Business Loans for working capital, loans for equipment, and

especially if you need a bad credit business loan.

Small Business Loans for Columbus Businesses Funded in One Day

Business loans are possible to be funded in as little as one day. For those who want to do it themselves, we will show you how you can do can get working capital for your construction company and equipment loans by doing it yourself just go to the link at the bottom of the page. Here is the video showing you how we got the contractor $75,000 of working capital, in 1 business day.

Just so you know, we have spent years finding private funding companies and bank syndicates to get competitive funding. The terms of the loan are usually the same whether the lender uses a broker or not.  One warning is when contractors do it themselves, each time you apply, that inquiry may reduce your credit score. We work to minimize this. First, here’s how we got our contractor the $75k he needed to start with his new client.

If you want to see how much funding you can get for your business, just follow the steps, and click the schedule now button below , click here.  You can also call us at (317) 589-0118. We can call you or answer your questions by email if you prefer to use this form. If you are in a big hurry than apply now

Apply Now for Funding

After our contractor saw this video, we wasn’t sure it would work. He wasn’t sure of his credit because he couldn’t get a bank loan, he wasn’t sure we were legit, and he wasn’t sure if he was going to be wasting his time trying.

He decided to take action anyway, he clicked the link that said SCHEDULE NOW and talked to us for about 13 minutes to see what we might be able to do for him.

The result was $75,000 in his account the next day. This allowed him to purchase the equipment, and hire the extra crew he needed to get started on a new project.

We can’t promise the same outcome, but what we will promise is we have a very large network of lenders and finance companies to get the best possible deal for your situation.

Let me run you through the process so you can find out if you can get the right funding for you:

Click this link to schedule a phone meeting

Why a phone meeting? This is not a sales call.

Our call is the quickest way to help you with your goal or fix your problem. We have every form of financing you can think of, but the question is-what is the right type of financing for you?

If you need equipment, you typically can get better rates than if you need working capital.

If you have dinged up credit, we will use different sources than if you have great credit.

If you need working capital NOW, guess what? You will pay more than if you can wait a week.

ON your business financing interview call, we ask you the questions to determine what we need to do to get you the right type of financing for what you are trying to accomplish.

This takes about 5 minutes (or longer if you wish)

Let’s get back to the contractor. The contractor we mention, he needed cash ASAP! So let’s run through how we do this.

  1. Phone call. We explore your need, your goal or problem.
  2. This contractor needed money fast, so we took an application on the phone.
  3. We sent an email to his office person because she handles the statements.
  4. Once she confirmed she received it, he was back to work!
  5. She replied with 3 months of business statements.(you can also complete our form on our website)
  6. We sent this information to the funding company for them to review.
  7. They reviewed the info and called the contractor in about 2 hours to confirm his information.
  8. He receives offer for $75,000 to his email. He Signs it online and receives funds in his business account the next day.

RIGHT NOW Click the SCHEDULE NOW BUTTON BELOWBiz Fund Finder- Schedule MeetingSo that’s it! If you need cash, equipment or real estate for your business

Click the schedule now button or call me direct at (317) 589-0118.

If you look at my schedule and you don’t see a good time, call me directly. I often will talk after hours, but I can’t guarantee it.

Columbus Business Loans for every Industry

  • Columbus Attorney Loans
  • Columbus Contractor Loans
  • Columbus General Contractor Loans
  • Columbus Landscaping Loans
  • Columbus Hotel Loans
  • Columbus Chiropractor Loans
  • Columbus  Restaurant Loans
  • Columbus Bar and Pub Loans

and loans for every industry in Columbus and Ohio

For those of you who prefer to do get business loan and equipment financing yourself

For those of you want to do it yourself. It is simple, but be prepared to spend about 40 hours of your time calling lenders and filling out applications and emailing documents.

Click this to get the list of possible lenders for you.
Once you get the list, start with the first lender and call until you find a verbal offer that might be acceptable.
The information the lender requests will vary.
Typically most lenders will ask for:
A one page application
4 months bank statements
Purchase order for equipment being purchases
2 years of Tax returns-depending on the type of loan
Lenders will have different requirements so the lender you work with may ask for more or less documentation.

Good luck. If you hit a snag, please give us a call at (317) 589-0118

Unsecured Credit Lines

Quick underwriting. We have over 1000 lenders organizations. Some of our affiliated lenders will give you an offer within 4 hours of receiving application and documents.  If you don’t need business funding this fast, we recommend giving us more time to review and discuss with more lenders. You often pay more for the convenience of speed.


  • $10,000 minimum monthly business revenue
  • Rates from 5%
  • Credit Lines starting from $10,000 to $5 million
  • Any industry
  • Available in all 50 states
  • Pay interest only on funds used
  • No application fee

Secured Lines of Credit

Use equipment, real estate, inventory or other assets to secure your revolving line of credit and you typically will receive better rates.


  • $10,000 minimum monthly business revenue
  • Rates from 5%
  • Credit Lines starting from $10,000 to $50 million
  • Any industry
  • Available in all 50 states
  • Pay interest only on funds used
  • No application fee

No Credit Check Lines of Credit

If your credit is dinged up a bit, there are lenders who will still give you a line of credit.

These business credit line lenders will consider your cash flow and/or collateral that you have available.


  • $10,000 minimum monthly business revenue
  • Rates will vary on situation and lender
  • Credit Lines starting from $10,000 to $50 million
  • Any industry
  • Available in all 50 states
  • Pay interest only on funds used
  • No application fee

To determine the best business credit line or business loan for you, call (317) 589-0118 or to Click here to begin applying for a line of business credit.

What is a Business line of Credit?

A business line of credit (LOC) is a flexible revolving loan or revolving line of credit, in which a lender, usually a bank or a private lender, and a borrower, agree to a maximum amount of capital that the borrower can withdraw at any time. The borrower has these funds at his or her disposal, as long as he or she doesn’t exceed the maximum amount established in the agreement and makes payments on time.

The balance in the line of credit is revolving, meaning that the borrowers can use the funds, repay, and then spend again in a revolving cycle. In this way, lines of credit are very similar to business credit cards.

Business owners will typically use a line of credit to remodel or expand their store/offices, buy new tools or equipment, meet payroll, purchase inventory, launch a marketing campaign, or cover any unexpected expenses.

The advantages of obtaining a revolving line of credit for your business, from Foresight Business Funding is that we have multiple types of credit lines available.  This provides more flexibility than a regular business loan.

Rates for your business credit line will depend on which type of business credit line you choose and your business situation. Most lenders consider credit score, cash flow and collateral in their pricing. If you are stronger in one area than another, we will direct you to those lenders.

After receiving all documents and reviewing the revenue of your business, we generally will issue an approval within 4 to 24 business hours.

How business lines of credit work

Here’s an important question; when it comes to your business, how do you prepare for the unexpected?

Maybe you’ve been saving for a rainy day, however good or bad surprises can happen to anyone and that’s when a revolving business line of credit comes in handy to fill in any financial gaps.

With a revolving line of credit, you can borrow money to even out your cash flow, repay it, and reuse it–as long as you don’t go over the credit limit.

If you use it wisely, a line of credit is a flexible financial tool that can help you grow your business, pay bills, cover payroll, or make short-term investments.

It is a good idea to get a revolving LOC, even if you’re not going to use it right now. Remember that the ideal time to apply for business funding is when you don’t need it, and not when you’re desperately looking for capital.

Business line of credit vs. term loans

One fundamental difference between a line of credit and a regular business loan is that with a LOC, borrowers can withdraw the amount of capital that they consider necessary to cover their business’ needs and pay interest only on the portion of the money that they borrowed. They don’t necessarily have to draw the entire amount approved by the lender. While on a regular business loan, borrowers receive a lump sum of cash that he or she has to pay back in equated monthly installments.

In other words, a line of credit gives the borrower the flexibility to take out as much or as little as they want as long as he or she doesn’t exceed the maximum credit amount.

Unsecured and secured lines of credit

If you are considering getting a line of credit for your business, keep in mind that there are two types; a secured LOC and an unsecured LOC.

The difference between the two is that in an unsecured LOC there’s no collateral required, therefore the approval process will be faster. Whereas in a secured LOC you can get a higher borrowing amount since the LOC is secured against your assets. Most of the times, small business owners will prefer an unsecured line of credit.

How do you get a line of credit for a business in Columbus?

If you apply for a line of credit with a traditional bank, you’ll have to fill out extensive paperwork to prove that you have steady cash flow and a reliable credit score. Banks are typically less expensive, but even after submitting all the paperwork, there is no guarantee that your loan will be approved.

With an independent business loan broker like Foresight Business Funding, we can advise you on which credit line is best for you. For instance, if you want to obtain an unsecured line of credit with us, all you need is at least 1 year in business and $10,000 in monthly revenue. After reviewing your business’ revenue, within 24 hours or less, we will let you know if you’ve been approved. We will also inform you of your rates and loan terms.

If you qualify for a line of credit but don’t need to draw any funds yet, don’t worry. You’ll only pay interest on the money you withdraw. If you don’t use any funds, you won’t pay anything back.

Minimum Requirements
Time in Business = 1 Year Minimum

Monthly Revenue = $10,000 Average

Business Bank Account = Min. $500 Avg. Daily Balance

Overdrafts = Less than 5 negative days per months

Application Process:

Minimum Documentation:

  • 6 months of bank statements
  • 2 Years of Business Returns
  • 1 Year of Personal Tax Returns
  • lf Loan request above $150,000
    • Year-to-date financial statements (Profit & Loss Statement and Balance Sheet)
  • Signed Application

To receive the best offer we recommend providing all these items:

  • 6 months of bank statements
  • 2 Years of Business Returns
  • 2 Years of Personal Tax Returns
    • Year-to-date financial statements (Profit & Loss Statement and Balance Sheet)
    • Prior Year Balance Sheet
  • Debt Schedule
  • Signed Application

Feel Free to call (317) 589-0118 or contact us with questions and we will help guide you through the process.

Click here to begin application process.